Office Lobbies Reopening Monday, May 17, 2021 at 7 a.m. Central

GCEC will reopen the lobbies at its Panama City, Southport and Wewahitchka offices at 7 a.m. Central time on Monday, May 17, 2021. Our lobby hours will be Monday – Friday, 7 a.m. until 4:30 p.m. Central.
For those who do not want to come into the lobbies, we will still offer the following options:
- Drive-throughs in Southport and Wewahitchka (same days/hours as the lobbies).
- Pay over the phone by speaking to a member service representative. There is no additional charge for making a card payment over the phone. We accept American Express, Discover, MasterCard and Visa.
- Access your account/make a payment by calling any of our office numbers and using the automated system. There is no additional charge for using our automated system.
- Access your account/make a payment at There is no additional charge for paying online.
- Drop boxes for after-hours payments are located at each drive-through.
We greatly appreciate everyone's patience during this challenging time. We can't wait to see you soon!
Panama City:
6243 East Highway 98
Panama City, FL 32404
(850) 481-1188
9434 Highway 77
Southport, FL 32409
(850) 265-3631 or (800) 568-3667
722 FL 22
Wewahitchka, FL 32465
(850) 639-2216 or (800) 333-9392